California State PTA provides Comprehensive General Liability
coverage that covers
all unit, council and district PTA's when involved in allowable PTA activities.

What You Need To Know:
See the 2019 PTA Insurance UPDATE

  • The policy protects all members of the PTA in case they are held legally liable for bodily injury or property damage to another person that resulted  from a covered PTA event.
  • If someone is injured, but the the injury is not a result of PTA negligence, the individual should utilize his/her medical insurance for coverage. 
  • This policy is designed to cover allowable PTA events.  It is critical that before planning any PTA activities, the RED, YELLOW and GREEN be reviewed.  Certain events are prohibited because they are excluded by the insurance policy or because they are dangerous or jeopardize,  the safety of our children and youth. 
  • If the PTA sponsors a RED page event, and someone is injured because of PTA negligence, the individual PTA officers may be held personally liable. 
  • Our PTA policy does not provide any coverage for booster clubs, friends groups, parent clubs or any non-PTA event.
  • Our policy is only meant to cover members of PTA while doing activities for the PTA.
  • Outside vendors/concessionaires/service providers have their own insurance to reduce the possibility the PTA unit will be held liable for the activity. 
  • PTA's are required to obtain a Hold Harmless Agreement and Evidence of Insurance from each vendor/concessionaires/service providers that is used.
  • A list of vendors/concessionaires/service providers that have Evidence of Insurance on file with the PTA is available from AIM; see the CAPTA Vendor Insurance Requirements Forms.  These vendors/concessionaires/service providers do not need to sign the Hold Harmless agreement or provide a copy of their insurance if the policy has not expired. 
  • PTA members are not to sign a Hold Harmless Agreement or Indemnity Clause on behalf of their unit or council.
  • If facilities or than school premises are used, you may be asked to provide Evidence of Insurance.  A certificate is available from the PTA insurance website.  If any additional insured is requested to be named on the PTA policy, please contact California State PTA Broker with the details.  Any contract with another organization must be read carefully and must be signed by two elected officers of the PTA after a vote of approval by the membership.